Sep. 16th, 2009

Icon Is Relevant

Okay, I haven't posted here in far too long because I was caught up in house- and craft-related stuff.

Before I LJ-cut this: the home inspection went well. I got approved for the mortgage. I close on the house next Tuesday, which explains some of the frantic activity. )

There will be house pictures once all the papers are signed and it's really, truly mine. (Well, the bank's - but you get the idea!)

Jul. 29th, 2009

Home, Stress Home

I think I have to give up on my favorite of the houses I looked at, because I can't wait up to 4 - 6 months for closing. :(
Found out only last week that the house in question is up for what's known as "short sale," and did some research to find out what that means - it hasn't been foreclosed on yet, but the owners are behind on payments and are trying to sell it for less than they still owe and hoping that their lender will settle for what they can get. The catch to this is that the lender (or lenders, if they took out a second mortgage or equity loan on the property) have to agree to each step in the process, which can drag the process out to ridiculous lengths. The lender(s) can apparently also veto any offer at any point in the process, even if the seller accepts it.

My buyer's agent has already admitted he's never handled a short sale in his 20+ year career, so I don't think he could magically whisk me through it and get me the house I really want in short order.

I could wish the information had come out before I got a little too emotionally invested in that property. As it is, unless I get a lucky lottery ticket tonight, I think it's time to change focus over to the second-choice house. Which is still a quite nice house, it's just a little less privacy and not what I had kind of gotten my heart set on.

So yeah, I've been alternately stressing out about that, and doing mindless stuff to try to NOT think about it. Oh yeah, and some stressing about the local SF con play, but that's done now and went over pretty well. One thing off the worry-list, at least. Now I need to catch up on a LOT of stuff that I let fall off the radar. *facepalm*

Jul. 7th, 2009

So much to do, so little brainpower...

We had a Kaitou over the holiday weekend, which included a lot of quiet knitting, a trip to a local yarn shop (daaaaaangerous place, that!), local fireworks and a tasty brunch, all in excellent company. ♥

In less happy / Technology Hates Me news, I had to ask for an extension on my Big Bang art assignment, because my desktop PC (the one with Photoshop installed) lost its power supply fan. I'll be trying to replace the power supply tonight - wish me luck! (...I'll need it.)

I have plans to meet Renda next week for a wild, adrenaline-crazed roller coaster binge at Cedar Point - dependent on weather, of course. Keeping fingers and toes crossed for no (or minimal) rain on the chosen day!

The local SF convention is in 2 1/2 weeks, which means I need to nail my songs & lines for the play and make sure I have my costume stuff & wig lined up. Will probably not have anything for the Art Show, at this rate.

And of course, threaded through all of this is the house-hunting... and quite probably getting another buyer's agent, at this rate, because good ol' Marv seems to be blowing me off. (Guess I'm not a big $$ enough customer for him to bother with? In which case he can kiss my lily-white tuckus while I give somebody else the commission.)

After July, hopefully things will get a little more sane again. Well, aside from (hopefully) moving, and all that entails. ^^;;;;

Jun. 22nd, 2009

~ Adopt one today! ~ Adopt one today! ~ Adopt one today! ~ Adopt one today! ~

Feel free to ignore the eggs; I joined a doohickey called "Dragon Cave" for fun, and the eggs "mature" as a result of page views and clicks. You can certainly click on them if you want, or are curious - but I'm throwing them into entries mostly to get them passive page-views.

Instead of doing the multitude of things I probably should have done this past weekend - like laundry - I spent most of it reading the first post (yes, only the first, out of I don't know how many now!) of the Star Trek Kink Meme. >,> My, fandom has such creative minds!

Have to call my realtor and badger him with some questions, keep things moving on that front. There haven't been as many new properties listed lately, and even fewer in the areas/price range I was hoping to buy.

Jun. 6th, 2009

Progress

At least there IS some, which is a relief. )

Damn, I'm tired.

May. 22nd, 2009

Ouri's House Downpayment Sale!

So with the market in its current condition and my job being relatively stable *knocks on wood*, this is probably the best chance I will ever have at owning my own home. You may have already seen my posts skimming the highs (and omg lows) of my first two rounds of house-hunting.

I'd given my finances a once-over and just about figured I could swing it, when somebody said two dreaded words I hadn't taken into account:
Closing Costs. D'oht!

That - and the prospect of packing up all the stuff I've been collecting over the last *coughmumble* years - inspires me to offer some items for sale. Lots of stuff behind cut - mostly music & manga, for now! )

This post will be updated - removing things as they sell (hopefully), and listing some additional items as I get things sorted out. If you know someone who might be interested in any of this, please point them toward this post. Thank you!

May. 15th, 2009

House Hunting, Round 2

Took off after work last night to look at two more houses I'd found online; this time Rissi came along. We met Marvin the Martian Realtor at the first of the two new properties.

House the First: "This Two-story Farmhouse home features ... 1 car Attached Garage ... 2 bedrooms, 1 full bathroom..."

My second "Internet Romance" house. It was, honestly, a nice little place, although not as spacious as it looked in the online photos. The downstairs was open and bright; new Pergo flooring & fresh paint made it look pretty spiffy. The ceilings were a teeny bit low, and the kitchen was small. The two bedrooms upstairs were decent, only disadvantage there is that the smaller of the two had no closet and would require a wardrobe or armoire to be used as an actual bedroom (which would take up a fair chunk of already kind'a limited space). The bathroom was likewise in okay shape - though I'd probably replace the sink with a pedestal version, to keep the little nook where the toilet was from looking claustrophobic.

Again, it had a relatively new high-efficiency furnace, and newish hot water heater.

Its main problem: it was - well, a nice LITTLE place. Like the best of last Saturday's houses, it had no basement. It also didn't have the long garage & mudroom that the other place had. Long, pretty front yard, teeny little garage... I'd have no problems at all renting a place like that, but it didn't inspire me to want to buy & make it my own.
Conclusion: second-best property so far, but I doubt I'll put in an offer. *sigh*

House the Second: "This One and a half story home features Frame exterior, Composition roof, 8 car Attached Garage, ... 1 fireplace, Gas heating, Central Air cooling, 5 bedrooms, 2 full bathrooms, 1 partial bathroom ... Jet Spray Tub...."

Okay, I knew going in that this one - just based on its description - was going to be ODD. On the off chance it was a good sort of odd, though, I had to see it. I mean... 8-car garage, wtf?! But I thought depending on the condition of it, I might be able to use some of that space for an art-studio type area - and if nothing else, it'd give me more storage than I could need.

First of all, this place was a royal bite in the shorts to find, and we had to drive up some very hilly roads to get to it, which can be a big strike considering Pittsburgh winters. The property had been neglected for longer than most of the others I've looked at, with the grass nearly a foot tall.

From the front, the place honestly looked like at one point a business had been run out of it. The inside... you know, if I were looking to move into a place with a couple or three friends - and at least one of them had some home-repair skills - it could have been tempting. It was a funky, rambling place, with a full-sized hot tub on the second floor, a coat of arms hanging on the wall just outside the hot-tub room and a set of deer or elk antlers on the wall opposite, various piles of interesting clutter left all over the place. At least one of the "5 bedrooms" was captive to another; one of the upstairs bedrooms was almost completely taken up by a plywood platform built for model train tracks! There were a couple of random skylights; the kitchen on the main floor was narrow but long... the strangest thing, I think, were the two sets of double doors on the second floor.

...yeah, the ones that had no deck or steps outside them. O_o (...although now I think I know how they got that hot tub onto the second floor.) I didn't even venture down into the basement to check the furnace and water heater.

There was no access to the alleged 8-car garage from inside the house proper; it didn't look quite that large from the outside, and all its windows were either painted over, or the kind of patterned glass that lets in light but you can't see through. No way of knowing what its interior looked like - but the house itself, while amusing and plenty quirky, needed more TLC than I could give it on my own.
Conclusion: Sorry, O Quirky House - but I do hope you find a young family and/or collection of people who can appreciate your oddities and fix you up proper!

(Sub-conclusion: If I were to win the lottery, the weirdness/amusement factor would almost be worth buying this place and rehabbing it!)

After that, I made Marvin take us back to the best house so far, so Rissi could see it. That one is still entirely a possibility.

He had another batch of handouts for me to look through and see if there were any I'd be interested in visiting. They're all in a neighborhood closer to work, but frankly on most of them the property taxes are no better - and I think only one of that lot has off-street parking. 8P I'll go through 'em more thoroughly tonight, though - and find my list of the houses I thought looked interesting in that neighborhood as a counter-proposal.

No new houses this weekend, as Marvin is out of town and I will either be away myself or lurking around area garage sales, depending.

May. 13th, 2009

Trying This Again...

Yes, the icon is kind of appropriate. Okay - going to try writing this up again, and hope MicroSquish doesn't devour my text this time!

I've got half a dozen more houses lined up to look at, and have once again fallen in love with one of them based on the realty website's pictures. (Somebody remind me of how rarely 'Internet romances' work out, okay? ...even when it's between a woman and a vacant home, instead of another human being.) It's a renovated farmhouse with big airy-looking rooms on the ground floor; looks like hardwood floors downstairs & carpeted bedrooms upstairs. The exterior doesn't look like much in the photos, but that's not such a big deal to me; I'd rather not look like I've got anything worth stealing, y'know? (Not that I do, really - most of the tech I own isn't exactly what you'd call "cutting edge.")

Acquired so far for new living space: inexpensive used microwave and TV. Three cheers for living in a college town when the students are moving out! Also got a set of pretty new flatware I found at Target. Also have spotted some tempting furniture on the local Craigslist, but I really shouldn't start picking out stuff there until I know where I'll be and what colors I have to try to coordinate with. (The farmhouse? What I saw would be fine there. The best of last Saturday's houses? *BZZZZ* Wrong, could not use that particular sofa & chair in a living room with red carpet.* )

So, note to self for today: call real estate agent and make appointment to either look at the two closest properties tomorrow evening, or make it another long day of looking at scary little houses Saturday if he doesn't have the time tomorrow.


* The red carpeting makes the room in and of itself look quite snazzy - but there are some colors/patters of furniture that one just should NOT choose, in that case.

May. 10th, 2009

House-Hunting, Round 1

Okay, I really ought to have remembered how frustrating this process is, from tagging along as Nan & Lara shopped for homes.

The Long Ordeal of My Saturday [seriously, this will be tl;dr for a lot of people] )

So, I'm going to give a rest for a couple of days, and go through more of the online listings, before I look at any other houses. The second place is still an option.